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Specialized Disability Insurance Solutions

Not every disability insurance need fits within a traditional Individual or Business Disability Insurance solution. Specialized disability insurance products can help address unique planning situations, higher coverage needs, and financial risks that may require a different approach to income protection.

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From Guaranteed Standard Issue and high-limit coverage to Loss of License, retirement savings protection, and other specialized solutions, these products can help financial advisors address disability insurance needs that extend beyond traditional coverage.

Choose a Topic to Explore

Guaranteed Standard Issue (GSI) Disability Insurance

Learn how Guaranteed Standard Issue Disability Insurance can provide individually owned coverage to eligible participants of a qualifying group with limited or no traditional individual medical underwriting.

Excess & High-Limit Disability Insurance

Explore specialized disability insurance solutions for high-income individuals whose income protection needs may exceed the benefit and participation limits available through traditional disability insurance coverage.

Loss of License Insurance for Pilots

Explore specialized disability insurance designed for professional pilots whose ability to earn an income depends on maintaining the medical certification required to perform their professional flying duties.

Learn how disability insurance can help address the impact a long-term disability may have on an individual's ability to continue saving for retirement and pursuing long-term financial goals.

Explore alternative disability insurance solutions that may be available when medical history, occupation, financial circumstances, travel, or other factors make traditional disability insurance difficult to obtain.

Explore specialized disability insurance solutions for professional and collegiate athletes, including coverage designed to address serious injury, loss of future earning potential, draft-related risks, and permanent disability.

Need Help With a Case?

Disability Insurance for Retirement Savings (DIRS)

Difficult-to-Place Disability Insurance

Disability Insurance for Athletes

Specialized disability insurance cases often involve unique coverage needs and underwriting considerations.

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While this guide provides general educational information, available solutions may vary based on occupation, income, medical history, existing coverage, and other individual circumstances.

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If you're working on a case that may require a specialized disability insurance solution, Source Brokerage can help evaluate available options and identify an appropriate strategy based on your client's needs.

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Request a Disability Insurance Quote

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