Athletes

Athletes present unique risk exposures that traditional insurance solutions often do not fully address. Disability insurance for professional and Division I athletes provides financial protection when injury or illness prevents an athlete from competing or earning at an expected level. From potential loss of future contract value to career-ending injuries, this specialized coverage is designed to help safeguard both institutional and individual financial interests while supporting continued athletic performance.

Loss of Value

Provides financial protection if an injury or illness causes an athlete’s projected professional contract value or draft position to decline.

Critical Injury & Booster Insurance

Provides coverage for severe, career-altering injuries, often funded by boosters, to help protect the athlete’s future earning potential as well as the financial interests of the NIL collective.

Draft Protection

Provides financial coverage if an injury or illness causes an athlete’s draft position to fall, resulting in reduced professional contract value.

Permanent Total Disability

Provides financial benefits if an injury or illness permanently prevents an athlete from competing or earning income in their sport.

Athletes

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