top of page

Business Disability Insurance

​Business disability insurance encompasses a variety of planning strategies designed to help protect businesses when a disability affects an owner, partner, or key employee. Depending on the business structure, financial objectives, and planning needs, multiple disability insurance solutions may be appropriate.

​

Whether the goal is preserving cash flow, protecting business expenses, funding a buy-sell agreement, or safeguarding business loans, understanding the available solutions is an important part of comprehensive business planning.

Choose a Topic to Explore

Business Overhead Expense Disability Insurance

Help protect a business's ongoing operating expenses if the owner becomes disabled. Learn how Business Overhead Expense (BOE) insurance can help cover eligible overhead costs and support business continuity during a disability.

Loan Protection Disability Insurance

Learn how Loan Protection Disability Insurance can help protect business and practice loan obligations if a borrower becomes disabled. 

Key Person Disability Solutions

Discover how Key Person Disability Insurance can help businesses manage the financial impact of losing a key employee or owner to a disability. Learn when this strategy may be appropriate and how it supports business continuity.

Buy-Sell Disability Insurance

Understand how Buy-Sell Disability Insurance can help fund the purchase of a disabled owner's business interest under a buy-sell agreement.

Executive Bonus Disability Insurance

Learn how Executive Bonus Disability Insurance strategies can help employers provide individually owned disability insurance for selected executives and key employees through a taxable bonus arrangement as part of a broader compensation strategy.

Multi-Life Disability Insurance

Explore how Multi-Life disability insurance programs may provide advantages for employers and employees when multiple individuals obtain individual disability insurance coverage through an employer-sponsored arrangement.

Need Help With a Case?

Every business disability insurance case is unique.

​

While this guide provides general educational information, product availability may vary based on multiple underwriting factors.

​

If you're working on a business disability insurance case, Source Brokerage can help evaluate available solutions and identify an appropriate strategy based on your client's needs.​

​

Request a Business Disability Insurance Quote

Contact

Like what you see? Get in touch to learn more.

  • Facebook
  • Twitter
  • LinkedIn
  • Instagram

Thanks for submitting!

bottom of page